Your UK Credit Score,
Your Nigerian Dream Home
We help Nigerians in the UK use their established credit history to secure mortgages for properties back home. Bridge the gap between your diaspora success and your Nigeria investment.
From UK Credit to Nigerian Keys
A simple five-step process designed for busy professionals in the diaspora.
Share Your UK Credit
Connect your UK credit profile securely. We work with Experian, Equifax, and TransUnion to verify your credit history.
Get Pre-Approved
Receive your mortgage pre-approval within 48 hours. Know exactly how much you can borrow for your Nigeria property.
Find Your Property
Browse verified properties across Lagos, Abuja, Port Harcourt, and other major cities with our trusted partners.
Close & Own
Complete your purchase with our end-to-end support. We handle the legal, financial, and property verification processes.
Repay via Direct Debit
Make hassle-free monthly repayments through automatic direct debit from your UK bank account. No currency conversion headaches.
Built for the Diaspora Experience
We understand the unique challenges of investing in Nigeria from abroad.
Leverage Your UK Credit
Your years of building credit in the UK finally work for you back home. No need to start from scratch.
Fully Regulated
We operate under FCA guidelines in the UK and partner with CBN-licensed institutions in Nigeria.
Competitive Rates
Access rates starting from 4.2% APR, significantly lower than typical Nigerian mortgage rates.
Fast Approval
Get pre-approved in 48 hours and complete your purchase in as little as 21 days.
Dedicated Support
UK and Nigeria-based teams available in your timezone, fluent in your context.
End-to-End Service
From credit check to key handover, we manage every step of your property journey.
Verified Properties in Nigeria
All properties are verified by our on-ground team with clear titles and proper documentation.
Modern 3-Bed Apartment
Executive 4-Bed Duplex
Luxury 5-Bed Villa
All Properties Verified
Our on-ground team conducts title verification, physical inspection, and developer background checks.
Trusted by Nigerians Across the UK
Real stories from real homeowners who made their Nigerian property dreams a reality.
“After 8 years in the UK, I finally own a property in Lagos. Kayafi made it possible to use my UK credit history. The process was seamless.”
“They handled everything from pre-approval to the final handover. My parents now have a comfortable home in Abuja.”
“The interest rate was better than I expected, and the approval was faster than any mortgage process I have experienced in the UK.”
Common Questions
Everything you need to know about getting started.
Ready to Own Property in Nigeria?
Take the first step today. Check your eligibility in under 2 minutes without affecting your credit score.
No commitment required. Soft credit check only.